Net Salary Calculator 2026 – Austria
Enter your monthly gross salary in euros to see your net salary, social insurance, wage tax and the total cost of employment under Austrian rates effective from 1 January 2026.
Net salary: €2,170.78
Net share: 72.4% · Total cost of employment: €3,887.10
| Employee | |
|---|---|
| Health insurance | €116.10 |
| Old-age pension insurance | €307.50 |
| Unemployment insurance | €88.50 |
| Chamber of Labour levy (AK) | €15.00 |
| Housing support levy (WF) | €15.00 |
| Income tax advance | €287.12 |
| Net salary | €2,170.78 |
| Employer | |
|---|---|
| Health insurance | €113.40 |
| Old-age pension insurance | €376.50 |
| Unemployment insurance | €88.50 |
| Accident insurance | €33.00 |
| Guarantee insurance | €3.00 |
| Housing support levy (WF) | €15.00 |
| Company severance fund (BV, Abfertigung Neu) | €45.90 |
| Family fund contribution (DB) | €111.00 |
| DB surcharge (DZ, Vienna) | €10.80 |
| Municipal tax (KommSt) | €90.00 |
| Total cost of employment | €3,887.10 |
This is an indicative calculation based on Austrian rates effective from 1 January 2026 for salaried employees (Angestellte) with 12 salaries; the 13th and 14th salary are not included. The DZ surcharge uses the Vienna rate of 0.36%; the Pendlerpauschale, the single-earner credit and other reliefs are not covered. It is not a substitute for tax advice.
How net salary is calculated in Austria in 2026
Employee contributions of 18.07% in total are deducted from the gross salary first: health insurance 3.87%, pension insurance 10.25%, unemployment insurance 2.95%, the Chamber of Labour levy 0.5% and the housing support levy 0.5%. Contributions are payable up to a monthly ceiling of €6,930 (Höchstbeitragsgrundlage). At lower incomes the unemployment contribution is reduced: nothing is payable up to €2,225, 1% up to €2,427 and 2% up to €2,630.
Gross minus contributions forms the wage-tax base (Lohnsteuer). Seven brackets apply from 2026: 0% up to €13,539 a year, 20% up to €21,992, 30% up to €36,458, 40% up to €70,365, 48% up to €104,859, 50% up to €1,000,000 and 55% above that. The brackets are uprated every year to offset fiscal drag (by 1.73% for 2026). Monthly payroll applies one-twelfth of each bracket and deducts the Verkehrsabsetzbetrag of €496 a year, i.e. €41.33 a month.
Parents receiving family allowance can claim the Familienbonus Plus: €166.68 a month per child under 18 and €58.34 for older children. The bonus reduces the tax to zero at most – it is not paid out as negative tax. At a gross salary of €3,000, for example, the wage tax is €287.12, so two children under 18 reduce it to zero and the net salary rises from €2,170.78 to €2,457.90.
On top of the gross salary the employer pays social insurance of 20.98%, a company severance fund contribution of 1.53% (Abfertigung Neu), the family fund contribution of 3.7% (DB) plus a state-dependent surcharge (Vienna 0.36%) and municipal tax of 3% – roughly 29.6% in total. At €3,000 gross the total cost of employment is €3,887.10. The calculator models 12 ordinary salaries; the 13th and 14th salary (holiday and Christmas pay) are taxed at a favourable 6% rate.
Examples: gross vs. net salary 2026
| Gross salary | Net salary |
|---|---|
| €2,000.00 | €1,625.06 |
| €2,500.00 | €1,900.65 |
| €3,000.00 | €2,170.78 |
| €3,500.00 | €2,457.53 |
| €4,500.00 | €2,966.17 |
| €6,000.00 | €3,703.54 |
Frequently asked questions
How high are employee contributions in Austria in 2026?
18.07% of gross in total: health 3.87%, pension 10.25%, unemployment 2.95%, Chamber of Labour levy 0.5% and housing support levy 0.5%. They are payable up to €6,930 a month; below a base of €2,630 the unemployment contribution is reduced to 0–2%.
What is the net salary from €3,000 gross in 2026?
Without children it is €2,170.78 a month: contributions of €542.10 and wage tax of €287.12. The employer's total cost is €3,887.10.
What is the Familienbonus Plus?
A tax credit of €2,000 a year (€166.68 a month) per child under 18 and €700 a year (€58.34 a month) for older children with family allowance. It reduces the tax to zero at most and is not paid out as a refund.
Does the calculator include the 13th and 14th salary?
No – it models 12 ordinary monthly salaries. Sonderzahlungen (holiday and Christmas pay) up to one sixth of annual income are taxed favourably: the first €620 is tax-free and the rest is taxed at 6%.
How much does an Austrian employer pay on top of gross?
Social insurance of 20.98%, the company severance fund (BV) of 1.53%, DB of 3.7%, the state-dependent DZ surcharge of 0.31–0.40% and municipal tax of 3% – roughly 29.6% of gross in total.
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Last updated: 17 July 2026