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Salary & benefits

Take-home pay, sick pay and maternity benefits for 8 European countries.

Take-home pay calculator – UKIncome Tax, National Insurance, student loans and pension.Statutory Sick Pay calculatorSSP under the rules effective 6 April 2026.
Show for other countries too (16)

Two families of calculators, each in a version for eight European countries. Contributions, tax bands and sick pay rules differ in every one of them, so a shared calculation would always be wrong somewhere — instead each country has its own calculator with its own rates.

The take-home pay calculator starts from gross pay and works out employee contributions, income tax, any allowances and the amount that reaches your account. It also shows the employer cost, meaning what the same job costs the business once its own contributions are counted — a figure usually far higher than people expect.

The sick pay calculator works out what you receive while unable to work. In most of these countries the employer pays first and a state insurer takes over after a set period, so the percentages and the daily basis change partway through. The UK is the exception: Statutory Sick Pay comes from the employer throughout, at a flat weekly cap.

Take-home pay guides
BasicsTake-home pay in the UK 2026/27: tax, National Insurance and what's leftA £35,000 salary in the UK doesn't mean £35,000 in your account. Income Tax and National Insurance take a predictable, calculable share, and the 2026/27 tax year runs from 6 April 2026 on the same thresholds as the previous year.8 min read
DeductionsThe 60% tax trap: why earning £100k–£125,140 costs you more than you thinkA pay rise from £100,000 to £110,000 sounds like £10,000 extra. In practice, well over half of it disappears – not because of a special tax band, but because the Personal Allowance itself gets taken away as you earn more.7 min read
BenefitsStatutory Sick Pay 2026/27: how much you get and from which dayStatutory Sick Pay changed shape on 6 April 2026: the three unpaid waiting days are gone, the earnings floor that used to exclude low-paid and part-time staff is gone, and the payment itself is a flat weekly cap unless you earn very little.7 min read